← BACK TO WORK Bitcoin · 2024 – ongoing · Live, second generation in development

Cowbolt

Collaborate, split costs and settle in bitcoin. Money and coordination for friends, family and small teams.

The Cowbolt website: collaborate, cost split and settle in Bitcoin

A bitcoin and Lightning app for groups. Share the costs of a trip or a project, talk in private, and settle peer to peer from a wallet you hold yourself.

Most group money runs through someone else's ledger. Cowbolt lets a family, a team or a group of friends keep their own: who paid, who owes, and a way to settle it in seconds over Lightning.

Funds stay in a non-custodial wallet. Chat is private. The app is on the App Store and Google Play today.

The second generation, now in development, is native on iPhone and treats money and coordination as one thing rather than two apps.

Cowbolt groups: a family trip to Rome and a website project
Cowbolt cost split screen
Cowbolt team chat screen